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Apr APR more broadly represents loan cost (as a percentage). It includes interest rate and other fees like closing costs and PMI.
Rate The Interest Rate is the yearly cost (as a percentage) of borrowing money. This does NOT reflect fees or other charges you may have to pay for the loan.
EST. Payment This is the estimated amount you pay your lender each month.
Upfront Costs What's a loan without hidden fees? To finalize your mortgage, you need to pay Upfront Costs out-of-pocket (different from your Down Payment). Our lenders estimate Upfront Costs including inspection, appraisal and processing fees, closing costs, and any other relevant fees.

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